B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 c\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 m\u1ecdi ng\u01b0\u1eddi gi\u00fap nhau chia s\u1ebb r\u1ee7i ro khi b\u1ecb \u1ed1m \u0111au, b\u1ec7nh t\u1eadt. \u0110\u00f3ng ti\u1ec1n mua th\u1ebb b\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 c\u00e1ch \u0111\u00f3ng g\u00f3p khi l\u00e0nh, \u0111\u1ec3 d\u00e0nh khi \u1ed1m. B\u1ea3o hi\u1ec3m y t\u1ebf chi tr\u1ea3 ph\u1ea7n l\u1edbn chi ph\u00ed kh\u00e1m b\u1ec7nh, x\u00e9t nghi\u1ec7m, thu\u1ed1c men v\u00e0 ch\u0103m s\u00f3c cho ng\u01b0\u1eddi c\u00f3 th\u1ebb khi \u0111i kh\u00e1m b\u1ec7nh, ch\u1eefa b\u1ec7nh theo \u0111\u00fang tuy\u1ebfn.<\/p>\n
1. B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 g\u00ec ?<\/strong><\/p>\n B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt B\u1ea3o hi\u1ec3m y t\u1ebf nh\u1eb1m ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe, kh\u00f4ng v\u00ec m\u1ee5c \u0111\u00edch l\u1ee3i nhu\u1eadn do Nh\u00e0 n\u01b0\u1edbc t\u1ed5 ch\u1ee9c th\u1ef1c hi\u1ec7n.<\/p>\n 2. \u00dd ngh\u0129a c\u1ee7a b\u1ea3o hi\u1ec3m y t\u1ebf:<\/strong><\/p>\n B\u1ea3o hi\u1ec3m y t\u1ebf mang l\u1ea1i c\u00f4ng b\u1eb1ng v\u1ec1 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe cho m\u1ecdi ng\u01b0\u1eddi \u0111\u1eb7c bi\u1ec7t l\u00e0 ng\u01b0\u1eddi ngh\u00e8o, ng\u01b0\u1eddi c\u1eadn ngh\u00e8o v\u00e0 \u0111\u1ed3ng b\u00e0o d\u00e2n t\u1ed9c s\u1ed1ng \u1edf v\u00f9ng s\u00e2u, v\u00f9ng xa. H\u1ed7 tr\u1ee3 ng\u01b0\u1eddi c\u1eadn ngh\u00e8o tham gia B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 g\u00f3p ph\u1ea7n th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch an sinh x\u00e3 h\u1ed9i.<\/p>\n B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 c\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 m\u1ecdi ng\u01b0\u1eddi gi\u00fap nhau chia s\u1ebb r\u1ee7i ro khi b\u1ecb \u1ed1m \u0111au, b\u1ec7nh t\u1eadt. \u0110\u00f3ng ti\u1ec1n mua th\u1ebb b\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 c\u00e1ch \u0111\u00f3ng g\u00f3p khi l\u00e0nh, \u0111\u1ec3 d\u00e0nh khi \u1ed1m.<\/p>\n B\u1ea3o hi\u1ec3m y t\u1ebf chi tr\u1ea3 ph\u1ea7n l\u1edbn chi ph\u00ed kh\u00e1m b\u1ec7nh, x\u00e9t nghi\u1ec7m, thu\u1ed1c men v\u00e0 ch\u0103m s\u00f3c cho ng\u01b0\u1eddi c\u00f3 th\u1ebb khi \u0111i kh\u00e1m b\u1ec7nh, ch\u1eefa b\u1ec7nh theo \u0111\u00fang tuy\u1ebfn. Kh\u00e1m ch\u1eefa b\u1ec7nh b\u1eb1ng th\u1ebb b\u1ea3o hi\u1ec3m y t\u1ebf gi\u00fap ng\u01b0\u1eddi ngh\u00e8o v\u00e0 c\u1eadn ngh\u00e8o b\u1edbt \u0111i g\u00e1nh n\u1eb7ng chi ti\u00eau cho gia \u0111\u00ecnh khi \u1ed1m \u0111au.<\/p>\n 3. Quy\u1ec1n l\u1ee3i khi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf:<\/strong><\/p>\n \u2013 \u0110\u01b0\u1ee3c ch\u1ecdn n\u01a1i \u0111\u0103ng k\u00fd kh\u00e1m b\u1ec7nh, ch\u1eefa b\u1ec7nh (KCB) ban \u0111\u1ea7u t\u1ea1i tuy\u1ebfn x\u00e3, huy\u1ec7n v\u00e0 theo h\u01b0\u1edbng d\u1eabn c\u1ee7a c\u01a1 quan BHXH (Tr\u1ea1m Y t\u1ebf, Trung t\u00e2m Y t\u1ebf h\u1ecdc \u0111\u01b0\u1eddng ho\u1eb7c Ph\u00f2ng kh\u00e1m \u0111a khoa\u2026).<\/p>\n \u2013 \u0110\u01b0\u1ee3c ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe ban \u0111\u1ea7u.<\/p>\n \u2013 \u0110\u01b0\u1ee3c kh\u00e1m ch\u1eefa b\u1ec7nh, s\u01a1 c\u1ee9u, c\u1ea5p c\u1ee9u khi b\u1ecb tai n\u1ea1n, \u1ed1m \u0111au t\u1ea1i n\u01a1i \u0111\u0103ng k\u00fd KCB ban \u0111\u1ea7u v\u00e0 \u0111\u01b0\u1ee3c chuy\u1ec3n l\u00ean KCB \u1edf c\u00e1c tuy\u1ebfn chuy\u00ean m\u00f4n k\u1ef9 thu\u1eadt cao h\u01a1n khi b\u1ec7nh v\u01b0\u1ee3t qu\u00e1 kh\u1ea3 n\u0103ng c\u1ee7a tuy\u1ebfn d\u01b0\u1edbi. Tr\u01b0\u1eddng h\u1ee3p c\u1ea5p c\u1ee9u, tai n\u1ea1n ng\u01b0\u1eddi c\u00f3 th\u1ebb BHYT \u0111\u01b0\u1ee3c kh\u00e1m, \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ea5t k\u1ef3 c\u01a1 s\u1edf y t\u1ebf n\u00e0o c\u00f3 h\u1ee3p \u0111\u1ed3ng KCB BHYT.<\/p>\n Khi kh\u00f4ng mua b\u1ea3o hi\u1ec3m y t\u1ebf ng\u01b0\u1eddi d\u00e2n s\u1ebd ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi r\u1ea5t nhi\u1ec1u c\u00e1c r\u1ee7i ro v\u1ec1 b\u1ec7nh t\u1eadt, tai n\u1ea1n, th\u1eadm ch\u00ed l\u00e0 r\u1ee7i ro v\u1ec1 tinh th\u1ea7n. C\u1ee5 th\u1ec3:<\/strong><\/p>\n – B\u1ec7nh nh\u00e2n ph\u1ea3i t\u1ef1 chi tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed KCB khi \u0111i kh\u00e1m ch\u1eefa b\u1ec7nh t\u1ea1i c\u00e1c c\u01a1 s\u1edf y t\u1ebf khi b\u1ecb \u1ed1m \u0111au, tai n\u1ea1n.<\/p>\n – Do kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 chi ph\u00ed KCB BHYT m\u00e0 ng\u01b0\u1eddi b\u1ec7nh s\u1ebd r\u1ea5t lo l\u1eafng trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb b\u1ec7nh, tai n\u1ea1n do gi\u00e1 d\u1ecbch v\u1ee5 y t\u1ebf ng\u00e0y c\u00e0ng t\u0103ng cao.<\/p>\n – Kh\u00f3 c\u00f3 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf k\u1ef9 thu\u1eadt cao v\u00e0 thu\u1ed1c \u0111\u1eaft ti\u1ec1n.<\/p>\n – Kinh t\u1ebf gia \u0111\u00ecnh b\u1ecb \u1ea3nh h\u01b0\u1edfng, th\u1eadm ch\u00ed sa s\u00fat khi kh\u00f4ng may m\u1eafc b\u1ec7nh hi\u1ec3m ngh\u00e8o.<\/p>\n Nh\u01b0 v\u1eady r\u1ee7i ro khi kh\u00f4ng tham gia BHYT l\u00e0 r\u1ea5t l\u1edbn, c\u00f3 th\u1ec3 g\u00e2y h\u1eadu qu\u1ea3 n\u1eb7ng n\u1ec1 m\u00e0 kh\u00f4ng th\u1ec3 l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c.\/.<\/p>\n Ho\u00e0ng Th\u1ecb Th\u00fay Ki\u1ec1u Em – T\u1ed5 TT-GDSK, TTYT Tho\u1ea1i S\u01a1n<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 c\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 m\u1ecdi ng\u01b0\u1eddi gi\u00fap nhau chia s\u1ebb r\u1ee7i ro khi b\u1ecb \u1ed1m \u0111au, b\u1ec7nh t\u1eadt. \u0110\u00f3ng ti\u1ec1n mua th\u1ebb b\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 c\u00e1ch \u0111\u00f3ng g\u00f3p khi l\u00e0nh, \u0111\u1ec3 d\u00e0nh khi \u1ed1m. B\u1ea3o hi\u1ec3m y t\u1ebf chi tr\u1ea3 ph\u1ea7n l\u1edbn chi ph\u00ed kh\u00e1m b\u1ec7nh, x\u00e9t nghi\u1ec7m, […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"limit_modified_date":"","last_modified_date":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-21824","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/posts\/21824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/comments?post=21824"}],"version-history":[{"count":1,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/posts\/21824\/revisions"}],"predecessor-version":[{"id":21825,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/posts\/21824\/revisions\/21825"}],"wp:attachment":[{"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/media?parent=21824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/categories?post=21824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/tags?post=21824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}