{"id":21817,"date":"2023-07-13T16:36:37","date_gmt":"2023-07-13T09:36:37","guid":{"rendered":"https:\/\/cdcangiang.vn\/?p=21817"},"modified":"2023-07-13T16:40:30","modified_gmt":"2023-07-13T09:40:30","slug":"bao-hiem-y-te-giai-phap-huu-hieu-tranh-duoc-nhung-rui-ro","status":"publish","type":"post","link":"https:\/\/cdcangiang.vn\/index.php\/2023\/07\/13\/bao-hiem-y-te-giai-phap-huu-hieu-tranh-duoc-nhung-rui-ro\/","title":{"rendered":"B\u1ea3o hi\u1ec3m y t\u1ebf – gi\u1ea3i ph\u00e1p h\u1eefu hi\u1ec7u tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng r\u1ee7i ro"},"content":{"rendered":"

B\u1ea3o hi\u1ec3m y t\u1ebf (BHYT) l\u00e0 m\u1ed9t trong nh\u1eefng ch\u00ednh s\u00e1ch an sinh x\u00e3 h\u1ed9i quan tr\u1ecdng, mang t\u00ednh nh\u00e2n v\u0103n, nh\u00e2n \u0111\u1ea1o s\u00e2u s\u1eafc, th\u1ec3 hi\u1ec7n s\u1ef1 t\u01b0\u01a1ng th\u00e2n t\u01b0\u01a1ng \u00e1i, chia s\u1ebb r\u1ee7i ro gi\u1eefa ng\u01b0\u1eddi kh\u1ecfe v\u1edbi ng\u01b0\u1eddi \u1ed1m, gi\u1eefa ng\u01b0\u1eddi tr\u1ebb v\u1edbi ng\u01b0\u1eddi gi\u00e0, gi\u1eefa ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp cao v\u1edbi ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp th\u1ea5p. L\u00e0 c\u00e1ch d\u00e0nh d\u1ee5m m\u1ed9t kho\u1ea3n ti\u1ec1n trong s\u1ed1 ti\u1ec1n thu nh\u1eadp h\u00e0ng th\u00e1ng c\u1ee7a m\u1ed7i c\u00e1 nh\u00e2n hay m\u1ed7i h\u1ed9 gia \u0111\u00ecnh \u0111\u1ec3 \u0111\u00f3ng v\u00e0o qu\u1ef9 do Nh\u00e0 n\u01b0\u1edbc \u0111\u1ee9ng ra qu\u1ea3n l\u00fd.<\/p>\n

\"\"<\/p>\n

Nh\u1eefng \u0111\u1ed5i m\u1edbi trong c\u00f4ng t\u00e1c kh\u00e1m ch\u1eefa b\u1ec7nh b\u1eb1ng BHYT:<\/strong><\/p>\n

T\u1eeb n\u0103m 2022 \u0111\u1ebfn nay, 100% c\u00e1c Tr\u1ea1m Y t\u1ebf tr\u00ean \u0111\u1ecba b\u00e0n huy\u1ec7n Ch\u1ee3 M\u1edbi \u0111\u01b0\u1ee3c t\u0103ng c\u01b0\u1eddng \u0111\u1ed9i ng\u0169 B\u00e1c s\u0129 nh\u1eb1m gi\u1ea3m b\u1edbt l\u01b0\u1ee3ng b\u1ec7nh nh\u00e2n kh\u00e1m v\u01b0\u1ee3t tuy\u1ebfn; c\u01a1 s\u1ed1 thu\u1ed1c tuy\u1ebfn c\u01a1 s\u1edf ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c b\u1ed5 sung \u0111\u1ea7y \u0111\u1ee7 v\u00e0 \u0111a d\u1ea1ng; kh\u00e2u ti\u1ebfp \u0111\u00f3n ng\u01b0\u1eddi b\u1ec7nh \u0111\u1ebfn kh\u00e1m t\u1ea1i Tr\u1ea1m \u0111\u01b0\u1ee3c nh\u00e2n vi\u00ean y t\u1ebf h\u01b0\u1edbng d\u1eabn t\u1eadn t\u00ecnh, chu \u0111\u00e1o.<\/p>\n

Song song \u0111\u00f3, phong c\u00e1ch, th\u00e1i \u0111\u1ed9 ph\u1ee5c v\u1ee5 c\u1ee7a c\u00e1n b\u1ed9 ng\u00e0nh Y t\u1ebf ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c \u0111\u1ed5i m\u1edbi h\u01b0\u1edbng t\u1edbi s\u1ef1 h\u00e0i l\u00f2ng c\u1ee7a ng\u01b0\u1eddi b\u1ec7nh kh\u00f4ng ch\u1ec9 \u1edf c\u00e1c ph\u00f2ng kh\u00e1m t\u01b0 nh\u00e2n m\u00e0 c\u1ea3 c\u00e1c c\u01a1 s\u1edf y t\u1ebf c\u00f4ng l\u1eadp c\u0169ng \u0111\u01b0\u1ee3c quan t\u00e2m ch\u0103m s\u00f3c chu \u0111\u00e1o h\u01a1n.<\/p>\n

C\u00e1c c\u01a1 s\u1edf y t\u1ebf kh\u00f4ng ng\u1eebng c\u1ea3i ti\u1ebfn c\u00e1c quy tr\u00ecnh, \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 th\u00f4ng tin trong \u0111\u0103ng k\u00fd v\u00e0 ch\u1ec9 \u0111\u1ecbnh kh\u00e1m b\u1ec7nh (b\u1ec7nh nh\u00e2n khi \u0111\u1ebfn kh\u00e1m ch\u1eefa b\u1ec7nh BHYT c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n g\u1eafn chip ho\u1eb7c qua \u1ee9ng d\u1ee5ng VNeID), g\u00f3p ph\u1ea7n r\u00fat ng\u1eafn th\u1eddi gian kh\u00e1m b\u1ec7nh. K\u1ecbp th\u1eddi gi\u1ea3i th\u00edch cho ng\u01b0\u1eddi b\u1ec7nh c\u00e1c th\u1ee7 t\u1ee5c v\u1ec1 BHYT v\u00e0 nh\u1eefng quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c h\u01b0\u1edfng theo quy \u0111\u1ecbnh, nh\u1edd v\u1eady m\u00e0 ng\u01b0\u1eddi b\u1ec7nh lu\u00f4n an t\u00e2m v\u00e0 tin t\u01b0\u1edfng.<\/p>\n

\u00a0Ri\u00eang t\u1ea1i Tr\u1ea1m Y t\u1ebf th\u1ecb tr\u1ea5n Ch\u1ee3 M\u1edbi, s\u1ed1 l\u01b0\u1ee3t kh\u00e1m ch\u1eefa b\u1ec7nh c\u00f3 tham gia BHYT trung b\u00ecnh 850-900 l\u01b0\u1ee3t\/ th\u00e1ng, \u0111\u00e3 g\u00f3p ph\u1ea7n gi\u1ea3m t\u1ea3i cho khoa Kh\u00e1m ch\u1eefa b\u1ec7nh c\u1ee7a Trung t\u00e2m Y t\u1ebf huy\u1ec7n.<\/p>\n

R\u1ee7i ro khi kh\u00f4ng mua BHYT:<\/strong><\/p>\n

Khi kh\u00f4ng mua BHYT, ng\u01b0\u1eddi d\u00e2n s\u1ebd ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi r\u1ea5t nhi\u1ec1u c\u00e1c r\u1ee7i ro v\u1ec1 b\u1ec7nh t\u1eadt, tai n\u1ea1n, th\u1eadm ch\u00ed l\u00e0 r\u1ee7i ro v\u1ec1 tinh th\u1ea7n. C\u1ee5 th\u1ec3 nh\u01b0, ng\u01b0\u1eddi b\u1ec7nh ph\u1ea3i t\u1ef1 chi tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed khi \u0111i kh\u00e1m ch\u1eefa b\u1ec7nh t\u1ea1i c\u00e1c c\u01a1 s\u1edf y t\u1ebf l\u00fac b\u1ecb \u1ed1m \u0111au, tai n\u1ea1n, d\u1eabn \u0111\u1ebfn vi\u1ec7c lo l\u1eafng do gi\u00e1 d\u1ecbch v\u1ee5 y t\u1ebf ng\u00e0y c\u00e0ng t\u0103ng cao, ch\u01b0a k\u1ec3 \u0111\u1ebfn kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf k\u1ef9 thu\u1eadt cao v\u00e0 thu\u1ed1c \u0111\u1eaft ti\u1ec1n, l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn kinh t\u1ebf gia \u0111\u00ecnh, th\u1eadm ch\u00ed sa s\u00fat khi kh\u00f4ng may m\u1eafc b\u1ec7nh hi\u1ec3m ngh\u00e8o.<\/p>\n

Nh\u01b0 v\u1eady r\u1ee7i ro khi kh\u00f4ng tham gia BHYT l\u00e0 r\u1ea5t l\u1edbn, c\u00f3 th\u1ec3 g\u00e2y h\u1eadu qu\u1ea3 n\u1eb7ng n\u1ec1 m\u00e0 kh\u00f4ng th\u1ec3 l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c.<\/p>\n

B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 gi\u1ea3i ph\u00e1p h\u1eefu hi\u1ec7u tr\u00e1nh \u0111\u01b0\u1ee3c ngh\u00e8o \u0111\u00f3i do chi ph\u00ed cao khi s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe.<\/p>\n

V\u1ec1 m\u1ee9c \u0111\u00f3ng BHYT m\u1edbi: <\/strong><\/p>\n

T\u1eeb ng\u00e0y 01\/7\/2023, m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh l\u00ean 1.800.000 \u0111\u1ed3ng\/th\u00e1ng theo Ngh\u1ecb \u0111\u1ecbnh 24\/2023\/N\u0110-CP c\u1ee7a Ch\u00ednh ph\u1ee7. Do \u0111\u00f3, m\u1ee9c \u0111\u00f3ng v\u00e0 ch\u1ebf \u0111\u1ed9 BHYT c\u0169ng \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh m\u1edbi.<\/p>\n

T\u0103ng chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh 1 l\u1ea7n \u0111\u01b0\u1ee3c chi tr\u1ea3 100%.<\/p>\n

Hi\u1ec7n nay, chi ph\u00ed cho m\u1ed9t l\u1ea7n kh\u00e1m ch\u1eefa b\u1ec7nh th\u1ea5p h\u01a1n 15% m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf (th\u1ea5p h\u01a1n 223.500 \u0111\u1ed3ng) th\u00ec ng\u01b0\u1eddi tham gia BHYT \u0111\u01b0\u1ee3c thanh to\u00e1n 100% chi ph\u00ed.<\/p>\n

Nh\u01b0 v\u1eady, khi l\u01b0\u01a1ng c\u01a1 s\u1edf t\u0103ng l\u00ean 1,8 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng, m\u1ee9c chi ph\u00ed cho 1 l\u1ea7n kh\u00e1m b\u1ec7nh n\u00eau tr\u00ean s\u1ebd thay \u0111\u1ed5i th\u00e0nh 270.000 \u0111\u1ed3ng.<\/p>\n

N\u1ebfu chi ph\u00ed cho m\u1ed9t l\u1ea7n kh\u00e1m ch\u1eefa b\u1ec7nh c\u1ee7a ng\u01b0\u1eddi b\u1ec7nh th\u1ea5p h\u01a1n 270.000 \u0111\u1ed3ng th\u00ec \u0111\u01b0\u1ee3c Qu\u1ef9 B\u1ea3o hi\u1ec3m Y t\u1ebf thanh to\u00e1n 100% chi ph\u00ed.<\/p>\n

Nh\u01b0 v\u1eady m\u1ee9c chi ph\u00ed n\u00e0y t\u0103ng 46.500 \u0111\u1ed3ng so v\u1edbi tr\u01b0\u1edbc ng\u00e0y 01\/7\/2022.<\/p>\n

M\u1ee9c \u0111\u00f3ng BHYT \u0111\u1ed1i v\u1edbi h\u1ed9 gia \u0111\u00ecnh \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i Ngh\u1ecb \u0111\u1ecbnh 146\/2018\/N\u0110-CP, nh\u01b0 sau:<\/p>\n

– Ng\u01b0\u1eddi th\u1ee9 nh\u1ea5t: T\u1ef7 l\u1ec7 \u0111\u00f3ng 100%, s\u1ed1 ti\u1ec1n l\u00e0 972.000 \u0111\u1ed3ng.<\/p>\n

– Ng\u01b0\u1eddi th\u1ee9 hai: T\u1ef7 l\u1ec7 \u0111\u00f3ng 70%, s\u1ed1 ti\u1ec1n l\u00e0 680.400 \u0111\u1ed3ng.<\/p>\n

– Ng\u01b0\u1eddi th\u1ee9 ba: T\u1ef7 l\u1ec7 \u0111\u00f3ng 60%, s\u1ed1 ti\u1ec1n l\u00e0 583.200 \u0111\u1ed3ng.<\/p>\n

– Ng\u01b0\u1eddi th\u1ee9 t\u01b0: T\u1ef7 l\u1ec7 \u0111\u00f3ng 50%, s\u1ed1 ti\u1ec1n l\u00e0 486.000 \u0111\u1ed3ng.<\/p>\n

– Ng\u01b0\u1eddi th\u1ee9 n\u0103m tr\u1edf \u0111i: T\u1ef7 l\u1ec7 \u0111\u00f3ng 40%, s\u1ed1 ti\u1ec1n l\u00e0 388.800 \u0111\u1ed3ng.\/.<\/p>\n

DS\u0110H. Nguy\u1ec5n C\u1ea9m Nhung – TYT th\u1ecb tr\u1ea5n Ch\u1ee3 M\u1edbi<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

B\u1ea3o hi\u1ec3m y t\u1ebf (BHYT) l\u00e0 m\u1ed9t trong nh\u1eefng ch\u00ednh s\u00e1ch an sinh x\u00e3 h\u1ed9i quan tr\u1ecdng, mang t\u00ednh nh\u00e2n v\u0103n, nh\u00e2n \u0111\u1ea1o s\u00e2u s\u1eafc, th\u1ec3 hi\u1ec7n s\u1ef1 t\u01b0\u01a1ng th\u00e2n t\u01b0\u01a1ng \u00e1i, chia s\u1ebb r\u1ee7i ro gi\u1eefa ng\u01b0\u1eddi kh\u1ecfe v\u1edbi ng\u01b0\u1eddi \u1ed1m, gi\u1eefa ng\u01b0\u1eddi tr\u1ebb v\u1edbi ng\u01b0\u1eddi gi\u00e0, gi\u1eefa ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp cao v\u1edbi […]<\/p>\n","protected":false},"author":3,"featured_media":21818,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"limit_modified_date":"","last_modified_date":"","footnotes":""},"categories":[303],"tags":[],"class_list":["post-21817","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bai"],"_links":{"self":[{"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/posts\/21817","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/comments?post=21817"}],"version-history":[{"count":2,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/posts\/21817\/revisions"}],"predecessor-version":[{"id":21820,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/posts\/21817\/revisions\/21820"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/media\/21818"}],"wp:attachment":[{"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/media?parent=21817"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/categories?post=21817"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/tags?post=21817"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}