{"id":12206,"date":"2022-01-05T14:21:16","date_gmt":"2022-01-05T07:21:16","guid":{"rendered":"https:\/\/cdcangiang.vn\/?p=12206"},"modified":"2022-01-05T14:21:16","modified_gmt":"2022-01-05T07:21:16","slug":"nhung-dieu-can-biet-ve-bao-hiem-xa-hoi-tu-nguyen","status":"publish","type":"post","link":"https:\/\/cdcangiang.vn\/index.php\/2022\/01\/05\/nhung-dieu-can-biet-ve-bao-hiem-xa-hoi-tu-nguyen\/","title":{"rendered":"NH\u1eeeNG \u0110I\u1ec0U C\u1ea6N BI\u1ebeT V\u1ec0 B\u1ea2O HI\u1ec2M X\u00c3 H\u1ed8I T\u1ef0 NGUY\u1ec6N"},"content":{"rendered":"

Minh H\u1ea3i \u2013 Khoa TT-GDSK, TT.KSBT An Giang<\/em><\/strong><\/p>\n

B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH) t\u1ef1 nguy\u1ec7n l\u00e0 lo\u1ea1i h\u00ecnh BHXH do Nh\u00e0 n\u01b0\u1edbc t\u1ed5 ch\u1ee9c nh\u1eb1m gi\u00fap cho ng\u01b0\u1eddi d\u00e2n \u201cTi\u1ebft ki\u1ec7m khi tr\u1ebb, gi\u00fap kh\u1ecfe khi gi\u00e0\u201d. BHXH t\u1ef1 nguy\u1ec7n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 trong Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i n\u0103m 2014 v\u1ec1 \u0111\u1ed1i t\u01b0\u1ee3ng, ch\u1ebf \u0111\u1ed9, \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u, m\u1ee9c \u0111\u00f3ng, ph\u01b0\u01a1ng th\u1ee9c \u0111\u00f3ng v\u00e0 c\u00e1c ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi d\u00e2n khi tham gia BHXH t\u1ef1 nguy\u1ec7n.<\/p>\n

\"\"<\/p>\n

\u0110\u1ed1i t\u01b0\u1ee3ng tham gia BHXH t\u1ef1 nguy\u1ec7n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i Kho\u1ea3n 4, \u0110i\u1ec1u 2, Lu\u1eadt BHXH n\u0103m 2014 l\u00e0 c\u00f4ng d\u00e2n t\u1eeb \u0111\u1ee7 15 tu\u1ed5i tr\u1edf l\u00ean v\u00e0 kh\u00f4ng thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i b\u1eaft bu\u1ed9c th\u00ec \u0111\u1ec1u c\u00f3 th\u1ec3 tham gia BHXH t\u1ef1 nguy\u1ec7n. Nh\u01b0 v\u1eady c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng tham gia bao g\u1ed3m: ng\u01b0\u1eddi lao \u0111\u1ed9ng l\u00e0m vi\u1ec7c theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng c\u00f3 th\u1eddi h\u1ea1n d\u01b0\u1edbi 3 th\u00e1ng tr\u01b0\u1edbc ng\u00e0y 01\/01\/2018, ng\u01b0\u1eddi lao \u0111\u1ed9ng l\u00e0m vi\u1ec7c theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng c\u00f3 th\u1eddi h\u1ea1n d\u01b0\u1edbi 1 th\u00e1ng t\u1eeb ng\u00e0y 01\/01\/2018 tr\u1edf \u0111i; ng\u01b0\u1eddi ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng chuy\u00ean tr\u00e1ch \u1edf th\u00f4n, \u1ea5p, b\u1ea3n, s\u00f3c, l\u00e0ng, t\u1ed5 d\u00e2n ph\u1ed1, khu ph\u1ed1; ng\u01b0\u1eddi lao \u0111\u1ed9ng gi\u00fap vi\u1ec7c gia \u0111\u00ecnh; ng\u01b0\u1eddi tham gia c\u00e1c ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh, d\u1ecbch v\u1ee5 kh\u00f4ng h\u01b0\u1edfng ti\u1ec1n l\u01b0\u01a1ng; x\u00e3 vi\u00ean kh\u00f4ng h\u01b0\u1edfng ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng l\u00e0m vi\u1ec7c trong h\u1ee3p t\u00e1c x\u00e3, li\u00ean hi\u1ec7p h\u1ee3p t\u00e1c x\u00e3; ng\u01b0\u1eddi n\u00f4ng d\u00e2n, ng\u01b0\u1eddi lao \u0111\u1ed9ng t\u1ef1 t\u1ea1o vi\u1ec7c l\u00e0m bao g\u1ed3m nh\u1eefng ng\u01b0\u1eddi t\u1ef1 t\u1ed5 ch\u1ee9c ho\u1ea1t \u0111\u1ed9ng lao \u0111\u1ed9ng \u0111\u1ec3 c\u00f3 thu nh\u1eadp cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh; ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00e3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n v\u1ec1 tu\u1ed5i \u0111\u1eddi nh\u01b0ng ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n v\u1ec1 th\u1eddi gian \u0111\u00f3ng \u0111\u1ec3 h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 BHXH; ng\u01b0\u1eddi tham gia kh\u00e1c.<\/p>\n

Ch\u1ebf \u0111\u1ed9 khi tham gia BHXH t\u1ef1 nguy\u1ec7n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i Kho\u1ea3n 2, \u0110i\u1ec1u 4, Lu\u1eadt BHXH n\u0103m 2014, g\u1ed3m c\u00f3 2 ch\u1ebf \u0111\u1ed9 l\u00e0 h\u01b0u tr\u00ed v\u00e0 t\u1eed tu\u1ea5t, c\u1ee5 th\u1ec3: H\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u h\u00e0ng th\u00e1ng; nh\u1eadn tr\u1ee3 c\u1ea5p m\u1ed9t l\u1ea7n; tr\u1ee3 c\u1ea5p mai t\u00e1ng; tr\u1ee3 c\u1ea5p tu\u1ea5t m\u1ed9t l\u1ea7n; \u0111\u01b0\u1ee3c c\u1ea5p th\u1ebb b\u1ea3o hi\u1ec3m y t\u1ebf trong th\u1eddi gian h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u.<\/p>\n

\u0110i\u1ec1u ki\u1ec7n h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u khi tham gia BHXH t\u1ef1 nguy\u1ec7n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 73, Lu\u1eadt BHXH n\u0103m 2014 nh\u01b0 sau:<\/p>\n

    \n
  1. Ng\u01b0\u1eddi lao \u0111\u1ed9ng h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u khi c\u00f3 \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n sau \u0111\u00e2y:<\/li>\n
  2. a) Nam \u0111\u1ee7 60 tu\u1ed5i, n\u1eef \u0111\u1ee7 55 tu\u1ed5i.<\/li>\n
  3. b) \u0110\u1ee7 20 n\u0103m \u0111\u00f3ng BHXH tr\u1edf l\u00ean.<\/li>\n
  4. Ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00e3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n v\u1ec1 tu\u1ed5i theo quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec3m a kho\u1ea3n 1 \u0110i\u1ec1u 73 nh\u01b0ng th\u1eddi gian \u0111\u00f3ng BHXH ch\u01b0a \u0111\u1ee7 20 n\u0103m th\u00ec \u0111\u01b0\u1ee3c \u0111\u00f3ng cho \u0111\u1ebfn khi \u0111\u1ee7 20 n\u0103m \u0111\u1ec3 h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u.<\/li>\n<\/ol>\n

    M\u1ee9c \u0111\u00f3ng BHXH t\u1ef1 nguy\u1ec7n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i Kho\u1ea3n 1, \u0110i\u1ec1u 78, Lu\u1eadt BHXH n\u0103m 2014, nh\u01b0 sau: M\u1ee9c \u0111\u00f3ng h\u1eb1ng th\u00e1ng b\u1eb1ng 22% m\u1ee9c thu nh\u1eadp th\u00e1ng do ng\u01b0\u1eddi tham gia BHXH t\u1ef1 nguy\u1ec7n l\u1ef1a ch\u1ecdn.\u00a0 N\u0103m 2021, m\u1ee9c thu nh\u1eadp th\u00e1ng \u0111\u01b0\u1ee3c Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh m\u1ee9c th\u1ea5p nh\u1ea5t b\u1eb1ng m\u1ee9c chu\u1ea9n ngh\u00e8o khu v\u1ef1c n\u00f4ng th\u00f4n l\u00e0 700.000 \u0111\u1ed3ng\/th\u00e1ng, khi \u0111\u00f3 m\u1ee9c \u0111\u00f3ng ch\u1ec9 l\u00e0 154.000 \u0111\u1ed3ng\/ng\u01b0\u1eddi\/th\u00e1ng v\u00e0 m\u1ee9c cao nh\u1ea5t b\u1eb1ng 20 l\u1ea7n m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf t\u1ea1i th\u1eddi \u0111i\u1ec3m \u0111\u00f3ng (v\u1edbi m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf hi\u1ec7n t\u1ea1i l\u00e0 1.490.000 \u0111\u1ed3ng\/th\u00e1ng th\u00ec m\u1ee9c \u0111\u00f3ng l\u00e0 6.556.000 \u0111\u1ed3ng\/ng\u01b0\u1eddi\/th\u00e1ng).<\/p>\n

    Vi\u1ec7c quy \u0111\u1ecbnh ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 cho ng\u01b0\u1eddi tham gia BHXH t\u1ef1 nguy\u1ec7n \u0111\u01b0\u1ee3c c\u0103n c\u1ee9 v\u00e0o \u0111i\u1ec1u ki\u1ec7n ph\u00e1t tri\u1ec3n kinh t\u1ebf – x\u00e3 h\u1ed9i, kh\u1ea3 n\u0103ng ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc trong t\u1eebng th\u1eddi k\u1ef3 \u0111\u1ec3 quy \u0111\u1ecbnh m\u1ee9c h\u1ed7 tr\u1ee3, \u0111\u1ed1i t\u01b0\u1ee3ng h\u1ed7 tr\u1ee3 v\u00e0 th\u1eddi \u0111i\u1ec3m th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 ti\u1ec1n \u0111\u00f3ng BHXH cho ng\u01b0\u1eddi lao \u0111\u1ed9ng tham gia BHXH t\u1ef1 nguy\u1ec7n. Hi\u1ec7n nay, Nh\u00e0 n\u01b0\u1edbc th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 ti\u1ec1n \u0111\u00f3ng cho ng\u01b0\u1eddi tham gia BHXH t\u1ef1 nguy\u1ec7n theo t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m (%) tr\u00ean m\u1ee9c \u0111\u00f3ng BHXH h\u1eb1ng th\u00e1ng theo m\u1ee9c chu\u1ea9n h\u1ed9 ngh\u00e8o c\u1ee7a khu v\u1ef1c n\u00f4ng th\u00f4n. C\u1ee5 th\u1ec3, v\u1edbi ba m\u1ee9c h\u1ed7 tr\u1ee3: 30% \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi tham gia BHXH t\u1ef1 nguy\u1ec7n thu\u1ed9c h\u1ed9 ngh\u00e8o; 25% \u0111\u1ed1i v\u1edbi h\u1ed9 c\u1eadn ngh\u00e8o; v\u00e0 10% \u0111\u1ed1i v\u1edbi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng c\u00f2n l\u1ea1i.<\/p>\n

    Ph\u01b0\u01a1ng th\u1ee9c \u0111\u00f3ng BHXH t\u1ef1 nguy\u1ec7n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i Kho\u1ea3n 2, \u0110i\u1ec1u 78, Lu\u1eadt BHXH n\u0103m 2014, nh\u01b0 sau: h\u1eb1ng th\u00e1ng; 03 th\u00e1ng m\u1ed9t l\u1ea7n; 06 th\u00e1ng m\u1ed9t l\u1ea7n; 12 th\u00e1ng m\u1ed9t l\u1ea7n; m\u1ed9t l\u1ea7n cho nhi\u1ec1u n\u0103m v\u1ec1 sau v\u1edbi m\u1ee9c th\u1ea5p h\u01a1n m\u1ee9c \u0111\u00f3ng h\u1eb1ng th\u00e1ng ho\u1eb7c m\u1ed9t l\u1ea7n cho nh\u1eefng n\u0103m c\u00f2n thi\u1ebfu v\u1edbi m\u1ee9c cao h\u01a1n m\u1ee9c \u0111\u00f3ng h\u1eb1ng th\u00e1ng so v\u1edbi quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u n\u00e0y.<\/p>\n

    T\u00f3m l\u1ea1i, vi\u1ec7c tham gia BHXH t\u1ef1 nguy\u1ec7n s\u1ebd \u0111em l\u1ea1i c\u01a1 h\u1ed9i cho ng\u01b0\u1eddi tham gia c\u00f3 \u0111\u01b0\u1ee3c ch\u00ednh s\u00e1ch h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u khi v\u1ec1 gi\u00e0 khi \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u theo quy \u0111\u1ecbnh v\u00e0 h\u01b0\u1edfng c\u00e1c ch\u1ebf \u0111\u1ed9 li\u00ean quan \u0111\u1ebfn vi\u1ec7c kh\u00f4ng may b\u1ecb m\u1ea5t \u0111i do b\u1ec7nh t\u1eadt, gi\u00e0 y\u1ebfu, tai n\u1ea1n giao th\u00f4ng. Do \u0111\u00f3, nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00f4ng thu\u1ed9c di\u1ec7n \u0111\u00f3ng BHXH b\u1eaft bu\u1ed9c h\u00e3y tham gia BHXH t\u1ef1 nguy\u1ec7n ngay h\u00f4m nay.\/.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Minh H\u1ea3i \u2013 Khoa TT-GDSK, TT.KSBT An Giang B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i (BHXH) t\u1ef1 nguy\u1ec7n l\u00e0 lo\u1ea1i h\u00ecnh BHXH do Nh\u00e0 n\u01b0\u1edbc t\u1ed5 ch\u1ee9c nh\u1eb1m gi\u00fap cho ng\u01b0\u1eddi d\u00e2n \u201cTi\u1ebft ki\u1ec7m khi tr\u1ebb, gi\u00fap kh\u1ecfe khi gi\u00e0\u201d. BHXH t\u1ef1 nguy\u1ec7n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 trong Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i n\u0103m 2014 v\u1ec1 \u0111\u1ed1i […]<\/p>\n","protected":false},"author":4,"featured_media":12207,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"limit_modified_date":"","last_modified_date":"","footnotes":""},"categories":[2,239],"tags":[],"class_list":["post-12206","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc-su-kien","category-truyen-thong-theo-chu-de"],"_links":{"self":[{"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/posts\/12206","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/comments?post=12206"}],"version-history":[{"count":1,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/posts\/12206\/revisions"}],"predecessor-version":[{"id":12208,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/posts\/12206\/revisions\/12208"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/media\/12207"}],"wp:attachment":[{"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/media?parent=12206"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/categories?post=12206"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cdcangiang.vn\/index.php\/wp-json\/wp\/v2\/tags?post=12206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}